Debit Cards

Millions of individuals have had their credit cards stolen at least once in their lives. In 2019, the Federal Trade Commission recorded over 270,000 incidents of credit card theft in the United States. Credit card theft has grown so common that banks now provide 24-hour hotlines for victims to report lost or stolen cards. Though …

It is quite permissible to avoid obtaining a credit card. Consumers can pay fully in cash, cheque, or debit card while still building a solid credit history with other forms of loans. According to a Federal Reserve study from 2020, 79 percent of U.S. customers had at least one credit card, which may indicate that …